No-Spend Week
7 daysEasy
Seven days of spending only on the essentials you listed before you started. A short, low-stakes way to see where your …
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No-Spend Month
30 daysHard
Thirty days of essentials only. A reset for your spending habits, with a weekly plan so it does not feel like thirty da…
Pantry Challenge
14 daysMedium
Two weeks of cooking mostly from what is already in your cupboards, fridge and freezer, buying only fresh basics.
52-Week Savings Challenge
52 weeksMedium
Save $1 in week one, $2 in week two and so on, up to $52 in week 52. That adds up to $1,378 by the end of the year.
Reverse 52-Week Savings Challenge
52 weeksMedium
The 52-week challenge backwards: save $52 in week one, $51 in week two, down to $1 in the last week. Same $1,378, easie…
$5 Bill Challenge
A yearEasy
Every time a $5 bill lands in your wallet, it goes into a jar. Open the jar at the end of the year.
The 30-Day Rule
30 daysEasy
Want something that is not essential? Write it down with the date and the price, and wait 30 days. If you still want it…
Packed Lunch Month
20 daysEasy
Bring lunch from home for 20 working days in a row. Usually one of the easiest ways to see a real difference in a month.
Unsubscribe Week
7 daysEasy
A week of cutting the things that make spending easy: marketing emails, saved cards, one-click buttons and notification…
Cash Envelope Month
4 weeksMedium
For one month, pay for groceries, eating out and fun from labelled envelopes of cash. When an envelope is empty, that c…
Meal Plan Month
4 weeksMedium
Plan every dinner for four weeks, shop from a list, and see what happens to your grocery and takeaway spending.
Declutter and Sell Challenge
30 daysMedium
Thirty days, one item or one drawer a day. Sell what has value, donate what does not, and keep the money.
Coffee at Home Challenge
21 daysEasy
Three weeks of making your coffee at home or at work instead of buying it. Long enough to build the habit.
Free Fun Month
4 weeksEasy
Four weekends of having fun without paying for it. A good counterweight to a no-spend month.
Low-Buy Year
12 monthsHard
A year with clear rules about what you buy, what you replace and what you stop buying entirely. Less strict than a no-b…
Round-Up Challenge
30 daysEasy
For a month, round every purchase up to the next $5 and move the difference into savings. Spend $13.20, save $1.80.