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Money challenge

Round-Up Challenge

For a month, round every purchase up to the next $5 and move the difference into savings. Spend $13.20, save $1.80.

30 daysEasy Open the tracker

Why it works

You barely notice the amounts, but they add up, and you look at every receipt. Some banks do round-ups automatically; you can also do it at the end of each day.

The rules

  • At the end of each day, add up the round-ups and move them into savings.
  • Or switch on your bank’s automatic round-up feature.

The plan

  1. Each dayCheck the day’s spending, transfer the round-up and tick the day.
  2. Week 4Total it and decide whether to keep going.

Your tracker

Tick off each day

Your progress is saved in this browser only. Nothing is sent to us.

Tips

  • Round up to the next $10 for a bigger total.
  • Combine with the 30-day rule.

If you slip

Forgot a day? Do it the next day.

When you finish

Keep it on automatically after the month.

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Questions from readers

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