Free calculator
Latte factor calculator
What a small, regular habit adds up to over the years, kept as cash or invested at a rate you choose.
How we work it out
Yearly cost is the cost each time, times the times per week, times 52. The invested figure assumes you invest the same amount each month and it grows at the annual rate you entered, compounded monthly. It is an illustration, not a forecast, and ignores fees and tax. Read the latte factor, explained for what it misses.